Exhale. Now Occasional Cigar Smokers May Qualify for Preferred Plus


A special occasion like this calls for a cigar. And that’s okay with Transamerica. Our enhanced underwriting guidelines mean that even occasional cigar smokers can still get the status and premiums they’re looking for.

Occasional cigar smokers can qualify for Term Preferred Plus and UL Select provided:
       They admit cigar usage on their application;
       Their HOS is negative for cotinine; and
       They don’t smoke more than one cigar per month.

Underwriters will base the final decision on the information they collect during the underwriting process.

Preferred Plus Status eligibility for occasional cigar smokers is only one of the many enhancements we’ve made to our underwriting guidelines.

Underwriting to Make Life a Little Easier.

Contact your Transamerica Representative today or visit www.tatransact.com.


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