The Risk Appraisal Forum

The Risk Appraisal Forum was founded as a study group in 1976 by a group of Independent Life Brokerage Agency principals who all specialized in the art and science of impaired risk underwriting. Our first quest was to build bridges of communication and trust between ourselves and Home Office Underwriters, Medical Directors and Reinsurers, which had at that time had been unthinkable. Our second mission is to expose our members and guests to advances in medicine and mortality improvements which can be applied within the life insurance underwriting process. 

The Risk Appraisal Forum has become an integral part of the life insurance industry. (more)

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