Posted by DAI Life Brokerage Services on September 30, 2012 · Comments Off on Boom or Doom: Fixed annuities in today’s economic climate
Planning Strategies for retirement & longevity by Mike Janky, CLU, ChFC, CFS, RHU, CAS, CASL, IAR Mr. Janky is a principal with Forward Strategies, a Tucson based annuity marketing company. With interest rates hovering at all-time lows, why would anyone in their right mind put money into a fixed annuity? Let’s take a look at … Continue reading →
Filed under DAI, DAI Life Brokerage Services, Life and Health Advisor · Tagged with Annuity, DAI, DAI Life Brokerage Services, Dworkin Associates, Dworkin Associates Inc, Insurance, Life Insurance, MYGA, SPIA
Posted by DAI Life Brokerage Services on September 29, 2012 · Comments Off on Teach Your Clients Well
Better Knowledge of Life Insurance Dynamics Can Lead to Higher Ownership Rates By Mark Hug Mr. Hug is Executive Vice President, Marketing & Distribution, Prudential Individual Life Insurance. Ownership of individual life insurance is the lowest it’s been in more than a half century. That’s a big problem, both from an industry health standpoint and … Continue reading →
Filed under DAI, DAI Life Brokerage Services, Life and Health Advisor · Tagged with Business, DAI, DAI Life Brokerage Services, Dworkin Associates, Dworkin Associates Inc, Financial Services, Insurance, Life Insurance, Permanent Life Insurance, Prudential, Prudential Financial, United States
Posted by DAI Life Brokerage Services on September 28, 2012 · Comments Off on Generational Disconnect: How Veteran Advisors and Young Recruits KEEP ON TRACK
There comes a day when veteran independent advisors look away from their desks and sense a yawning gap in the middle of the office. Across it they see a young advisor and then admit to themselves, “how fresh, energenic, bright – and clueless” That young recruit looks back, no doubt thinking how fuddy-duddy the older … Continue reading →
Filed under DAI, DAI Life Brokerage Services, Insurance News Net Magazine · Tagged with Business, DAI, DAI Life Brokerage Services, Dworkin Associates, Dworkin Associates Inc, Financial Services, Guy Barker, Independent agencies of the United States government, Insurance, Life Insurance, MDRT, Million Dollar Round Table, Texas
Posted by DAI Life Brokerage Services on September 27, 2012 · Comments Off on A Sticky Issue: Illegal or not, this questionable tactic continues to pose an ethical dilemma for the life insurance industry.
Any insurance professional worth their salt knows that rebating— the act of giving something of value to an applicant in return for purchasing a life insurance policy (e.g. sharing commissions)—is illegal in 48 states. California and Florida are the only two states that legally allow insurance agents to engage in rebating. Yet, even agents practicing … Continue reading →
Filed under DAI, DAI Life Brokerage Services, NAILBA · Tagged with Agents and Marketers, Business, California, DAI, DAI Life Brokerage Services, Dworkin Associates, Dworkin Associates Inc, Financial Services, Florida, Insurance, Life Insurance, NAILBA Perspectives Magazine, Wild West
Posted by DAI Life Brokerage Services on September 26, 2012 · Comments Off on The New Golden Handcuffs
How a split-dollar strategy allows deferred compensation for small- to mid-sized companies With all the changes to executive benefit arrangements in the past decade, can a smallto medium-sized employer on a budget provide a meaningful benefit to key employees to ensure loyalty and compete with larger corporations? The answer is a resounding “yes.” The passage … Continue reading →
Filed under DAI, DAI Life Brokerage Services, Insurance News Net Magazine · Tagged with DAI, DAI Life Brokerage Services, Deferred compensation, Dworkin Associates, Dworkin Associates Inc, Employment, Fair market value, Insurance, Internal Revenue Code Section 409A, Internal Revenue Service, Life Insurance, Tax
