All riders are not created equal

With long-term care and chronic illness riders, the devil is in the details. Know the differences before you recommend options to your clients. As aging baby boomers expand the elder population, long-term care (LTC) will continue to escalate in importance as a segment of financial and retirement planning. There was a time when the only … Continue reading

Bank channel eyes life insurance growth

Half of Gen X consumers and 55% of Gen Y consumers would consider buying a life insurance policy from their bank, according to a new report from industry research and consulting organization LIMRA. No big deal, Mr. Typical Independent Life Insurance Producer thinks. “The bank channel still represents just a little drop in the bucket … Continue reading

Cyberspace Survival Guide

5 Steps you (and your BGA) can take to protect your mission critical data. In today’s 24/7 world, advances in technology have enabled companies to be accessible to their clients anytime, anywhere, and cutting-edge BGAs of all sizes are effectively implementing the latest software, tablets, smart phones, computers and communications tools to streamline their operations … Continue reading