The annuity evolution
Features available on today’s fixed indexed annuities can give consumers the growth and safety they crave while allowing carriers to survive a low interest rate environment. The headline on a recent Bloomberg news story was eye-catching: “Low Rates May Be ‘Devastating’ to Annuities, Group Says.” The article centered on a speech by LIMRA Chief Executive … Continue reading
Maximizing Modest Legacies
Leaving a legacy is important for most clients. Even those with moderate estates have assets earmarked in their own mind as “for the children” or “for the grandchildren’s education.” Many of these clients assume the full value of these assets, whether they are savings accounts, CDs, annuities or retirement accounts, will pass to the beneficiaries. … Continue reading
100 Best Sales and Marketing Ideas 2012 (71-80)
What’s working from working advisors Our Annual 100 Best List is 100 percent reader-generated and offers insight into what’s working for working advisors today. Whether you’re looking for insight on referrals, generating leads or simply listening to your clients, this latest list has all the information you’ll need to grow your practice. In addition, this … Continue reading
Understanding the Tax Implications of Life Insurance: Part 2
Producers Roundtable Questions were posed to three top producers regarding some of the practicalities and issues surrounding the use of life insurance in tax planning. (In Part I, it was discussed how agents can get up to speed on the tax implications of life insurance and why that knowledge is relevant. To read it, click … Continue reading
