Life insurance: An overlooked asset class

When added to a portfolio, life insurance can boost both diversification and risk protection. Financial advisors certainly have their work cut out for them in today’s uncertain environment. But they also have the opportunity to lead the way on best practices and become clients’ voice of reason. Being a voice of reason includes the ability … Continue reading

Caveats to Weigh When Evaluating the CDA

The feature on contingent deferred annuities portrays a generally positive future for these newfangled insurance products, one that could yield a significant revenue stream for fee-based investment advisors. Financial professionals would be wise, however, to consider some caveats before investing much time and resources in this nascent market. Let’s start with a big one. The … Continue reading

Indexed Products: For the Best and Worst of Times

Indexed products can help your clients take advantage of bull markets, ride out the bears and, perhaps most importantly, avoid the fear-based investing decisions that hurt them in the long run. When you think about all the different obstacles consumers must face today on their way to a fruitful retirement, it boggles the mind. First, … Continue reading