A Smart Approach to Retirement for Small-Business Owners

Uncertainty in the tax code and the looming possibility of an increased tax burden continue to perplex small businesses. Among the chief concerns are a number of soon-to-expire tax provisions that may result in rising income, capital gains and estate taxes in 2013. As a result of this uncertainty, many small-business owners who have experienced … Continue reading

Business Planning: Key Employee Life Insurance

Key employee life insurance is designed to indemnify your business for the death of an employee who is vital to your continued business success. How it Works 1. The business pays premiums on a life insurance policy insuring your business’ key employee. 2. The business is the owner and beneficiary of the policy. 3. Upon … Continue reading

The Case For Special Needs

Planning for the disabled can be a tricky—yet rewarding—practice area for advisors. There are more Americans with disabilities than you’d probably think. One commonly quoted number says one in six American families is touched by a disability, which can range from disorders such as autism to a physical disability to Alzheimer’s disease. And by some … Continue reading