A Planning Window Without The Pane: Tax Reform Act of 2010

Everyone in the industry knows that until the end of the day on December 31, 2012, a donor can give away that amount without fear of federal transfer taxes. Comparing the current planning environment to a game is not far-fetched when you consider that this is the seventh time in the last 11 years that … Continue reading

Do the Math: How Rate of Return Reveals Life Insurance as a Superior Portfolio Asset

Once you learn the math behind the portfolio asset class called “life insurance,” you will see that it is the highest-returning safe asset a client can own, and you can show clients why they need to get the maximum amount they can afford. Life insurance competes with the cash and bonds occupying the safe side … Continue reading