Life Insurance, Living Benefits, and Long Term Care:

Protection for All of Life’s Stages By John Oliver, CLU, ChFC, Vice President, Field Development for Transamerica A young couple just beginning a family. A GenXer sending a child to college. A Baby Boomer looking ahead to retirement. A senior enjoying the golden years. It seems as if they have little in common. However, an accident, … Continue reading

The New TransACE® Long Term Care Rider: A Smart Combination

TransACE with the new Long Term Care (LTC) Rider is the smart  solution for clients looking for guarantees, flexibility and control in                 these uncertain economic times. Two levels of protection: Clients can receive LTC benefits should they need long term care and, if care is not needed, they can provide a guaranteed death benefit to their beneficiaries. … Continue reading

Paying for Long Term Care, a New Look at an LTC Insurance Policy

One of the most challenging parts of insurance planning is the sale of long term care insurance.  As the population ages, the need for this type of coverage is becoming more and more important and needs to be addressed.  People are living longer and the probability that they will need some type of care increases.  … Continue reading

The DAI LTC Center for September 2011