Life insurance: An overlooked asset class

When added to a portfolio, life insurance can boost both diversification and risk protection. Financial advisors certainly have their work cut out for them in today’s uncertain environment. But they also have the opportunity to lead the way on best practices and become clients’ voice of reason. Being a voice of reason includes the ability … Continue reading

Do the Math: How Rate of Return Reveals Life Insurance as a Superior Portfolio Asset

Once you learn the math behind the portfolio asset class called “life insurance,” you will see that it is the highest-returning safe asset a client can own, and you can show clients why they need to get the maximum amount they can afford. Life insurance competes with the cash and bonds occupying the safe side … Continue reading