Posted by DAI Life Brokerage Services on November 25, 2011 · Comments Off on Should I guarantee my life insurance policy to age 121?
Should you guarantee your life insurance policy to age 121? It depends. A shorter guarantee period is not for everyone. The appropriate age for the guarantee period is dependent on many factors including comfort level, risk tolerance, and potential premium savings. Many guaranteed universal life insurance products available for purchase today allow for death benefit … Continue reading →
Filed under DAI · Tagged with Agents and Marketers, Business, Financial Services, Guaranteed UL, Insurance, Insurance policy, Life, Life Insurance, Saving, Universal Life, Universal Life Insurance
Posted by DAI Life Brokerage Services on November 14, 2011 · Comments Off on A Planning Window Without The Pane: Tax Reform Act of 2010
Everyone in the industry knows that until the end of the day on December 31, 2012, a donor can give away that amount without fear of federal transfer taxes. Comparing the current planning environment to a game is not far-fetched when you consider that this is the seventh time in the last 11 years that … Continue reading →
Filed under BrokerWorld, DAI · Tagged with Bermuda High, BrokerWorld, Estate Tax, Family, Generation-skipping transfer tax, Insurance, IRR, Life Insurance, SLAT, Spousal Lifetime Access Trust, Tax, Tax exemption, Tax Reform Act of 2010, Universal Life, Universal Life Insurance
Posted by DAI Life Brokerage Services on October 18, 2011 · Comments Off on Q and A: Estate Planning with Life Insurance
Life insurance is that most versatile of investment vehicles, a low-risk product that works for clients in just about any wealth category and life stage. Historically, it has been a key component in many a well-executed estate plan, and it continues to be one of the most relevant, secure options available. However, with last year’s … Continue reading →
Filed under DAI · Tagged with $5 million, Agent Sales Journal, Estate tax in the United States, Independent Insurance Agents, Inheritance tax, Insurance, Internal Revenue Service, Life Insurance, Tax, Tax exemption, Universal Life, Universal Life Insurance
Posted by DAI Life Brokerage Services on October 3, 2011 · Comments Off on To Guarantee or Not to Guarantee for Life
Permanent life insurance is designed to provide financial security for beneficiaries after an insured person passes on. As insurance carriers retain sufficient assets to pay death benefits while also making a profit, the products they offer have evolved as economic circumstances have changed. The challenge for the industry is to safeguard the future for the … Continue reading →
Filed under DAI, Perspectives Magazine · Tagged with Business, Cover version, Financial Services, Guaranteed UL, Insurance, Insurance policy, Lapse Protection Guarantee, Life, Life Insurance, life insurance prospecting, Life Insurance Sales, MetLife, NAILBA, No Lapse Guarantee, Perspectives Magazine, Universal Life, Universal Life Insurance
Posted by DAI Life Brokerage Services on September 19, 2011 · Comments Off on DAI News & Notes – Total Living Coverage from Genworth
http://myemail.constantcontact.com/DAI-News—Notes–Total-Living-Coverage-from-Genworth.html?soid=1101728984258&aid=BKH6F8TnjBM.
Filed under Constant Contact, Long Term care · Tagged with Baby Boomers, Email Blast, Independent Insurance Agents, Insurance, Life Insurance, life insurance underwriting, Long Term Care Insurance, LTCi, Product Announcement, Underwriting, Universal Life, Universal Life Insurance
